YIELD INTEGRATIONS

Earn on every idle balance

Earn on every idle balance

Connect wallet balances to leading lending protocols and onchain yield strategies through a single integration.

Connect wallet balances to leading lending protocols and onchain yield strategies through a single integration.

Make balances work harder for you and your users

Make balances work harder for you and your users

Create new revenue

Turn idle balances into a revenue stream while sharing earnings with your users.

Grow user balances

Give users more reason to fund and maintain balances within your product.

Increase retention

Keep users engaged by making their existing balances more valuable.

Expand your offering

Add new yield strategies without building or maintaining protocol integrations.

EARN API

Integrate yield through one API

Integrate yield through one API

Deploy wallet balances across integrated yield strategies without managing protocol interactions yourself.

  • Unified deposit and withdrawal APIs

  • Protocol abstraction

  • Real-time state updates

  • Headless integrations

REVENUE SHARING

Share yield programmatically

Share yield programmatically

Turn yield into a revenue stream while giving users a share of what their balances earn.

  • Configurable revenue splits

  • Automated fee collection

  • Admin wallet payouts

  • Revenue reporting dashboard

PROVIDER NETWORK

Choose the right yield strategy

Choose the right yield strategy

Access a range of onchain and tokenized yield strategies through a single platform.

  • Lending markets via Morpho and Aave

  • Managed vaults via Veda, Gauntlet, and Steakhouse

  • Tokenized money market funds

  • Private credit strategies

Integrate yield without complexity

Integrate yield without complexity

Deploy balances, withdraw funds, configure revenue sharing, and track positions through a unified API without managing protocol integrations.

Deploy capital

Deposit and withdraw funds through a unified API.

Share revenue

Configure how yield is shared between your business and users.

Track positions

Monitor balances, rewards, and yield positions in real time.

CASE STUDY

Challenge:

Onchain markets can offer competitive yield, but accessing them often requires users to navigate external wallets, protocols, and unfamiliar DeFi workflows.

Solution:

Robinhood uses Privy to power self-custodial wallets for Robinhood Earn, enabling eligible users to earn up to 7% yield on USDG directly within the Robinhood app.

Blog posts & resources

PRIMER

The mechanics, benefits, and practical real-world considerations of implementing stablecoin yield.

PRODUCT

Connect idle balances to curated DeFi vaults through Privy to expand revenue opportunities from wallet assets.

CASE STUDY

A new way for users to earn real onchain rewards directly inside the Kraken app.

PRIMER

The mechanics, benefits, and practical real-world considerations of implementing stablecoin yield.

Frequently asked questions

Answers to common questions about deploying onchain yield, revenue sharing, and provider access.

What yield protocols does Privy integrate with?

Privy’s Earn API supports Morpho vaults with built-in revenue sharing, position tracking, and gas sponsorship. For other protocols like Aave, Privy provides step-by-step integration recipes that use Privy wallets to interact with the protocol’s smart contracts directly.

How does yield work with self-custodial wallets?

Users deposit into ERC-4626 vaults and receive shares that appreciate as yield accrues — no claiming or compounding required. Withdrawals return the original deposit plus earned yield. Users keep full control of their assets throughout.

What compliance considerations apply to yield products?

Privy wallets are non-custodial with a fully programmable policy engine. You can restrict earn deposits and withdrawals with policies that define transfer limits, contract allowlists, and other constraints enforced at the infrastructure level.

Can I offer yield in specific geographies only?

Yes. Privy’s policy engine lets you restrict which wallets can take earn actions. You define enforceable rules at the wallet level that govern what actions may be taken, allowing you to gate yield access based on your own eligibility logic.

How do I earn revenue from yield offered to my users?

Privy’s Earn API deploys a fee wrapper around Morpho vaults that captures a configurable portion (up to 50%) of accrued yield as shares in your designated admin wallet. You can withdraw those shares at any time to collect fees. For custom recipe integrations, you manage fee logic at the application layer.

Do users need to understand DeFi to earn yield?

No. The Earn API handles ERC-20 approvals and vault deposits in a single call. If gas sponsorship is enabled, Privy automatically covers transaction fees. Users interact with your product’s UI while Privy handles the protocol-level execution.