Ramp launches Stablecoin Accounts powered by Privy
Building the wallet infrastructure behind the next generation of business finance
Debbie Soon
|Jul 21, 2026
Businesses are beginning to treat stablecoins less like crypto assets and more like operating cash.
Today, Ramp announced Stablecoin Accounts, enabling businesses to hold, grow, and move digital dollars, all from the same finance platform they already use. Businesses can earn up to 3.25% in rewards on eligible balances, pay vendors around the world 24/7, and move money at internet speed without changing the finance workflows they already know.
Since launching in beta, businesses ranging from neighborhood retailers to venture-backed startups have opened Ramp Stablecoin Accounts, demonstrating that programmable business accounts are finding traction well beyond crypto-native companies.
Behind every Stablecoin Account is enterprise wallet infrastructure built by Privy.
Built alongside Ramp
When businesses adopt stablecoins, they aren't looking for another crypto wallet. They're looking for another operating account, which changes what wallet infrastructure needs to do.
Building that account requires more than secure key management. Wallet infrastructure needs to support treasury operations, approval policies, accounting systems, and operational controls while remaining invisible to the end user.
Ramp's Stablecoin Accounts are designed with that in mind. Sitting alongside traditional cash accounts, they let businesses adopt programmable money without introducing a separate crypto workflow. Behind the scenes, Privy's wallet infrastructure provides the secure foundation for those accounts, integrating seamlessly with Stripe's stablecoin infrastructure.
Working closely with the Ramp engineering team, we also built capabilities including:
Enterprise custodial wallets for business assets
Solana support for stablecoin treasury management
Authorization controls and policy management
High-level wallet APIs for balances and transfers
Enhanced balance webhooks and reconciliation metadata
Many of these capabilities were developed in partnership with Ramp before becoming part of Privy's broader enterprise wallet platform.
"For Ramp users, a dollar is a dollar, whether it's stablecoin or traditional fiat currency. Stripe's stablecoin APIs make it easy to deliver that experience to our customers. Businesses can now hold and send stablecoins without any prior crypto expertise." — Andrew Chapello, Stablecoin Product at Ramp
Wallets are for businesses too
For most businesses, a stablecoin account isn't a crypto product, and simply another operating account backed by programmable money.
As more financial products are rebuilt on stablecoin rails, wallets are evolving alongside them. They're becoming the account layer for businesses to securely hold, move, and manage digital assets, without asking finance teams to think about wallets at all.
That's the future we're building toward at Privy, and we're proud to help power Ramp's Stablecoin Accounts.
Learn more about Ramp's Stablecoin Accounts, and how Stripe, Bridge, and Privy are bringing programmable money into the financial software businesses already use.
