ORGANIZATION WALLETS
Multi-user wallets
Provision wallets with shared ownership, permissions, and approval workflows.
Move money globally
Fund accounts, send payouts, and move capital across fiat, stablecoin, and crypto rails.
Govern funds
Enforce roles, approvals, permissions, and policies for every transaction.
Expand your platform
Launch banking, treasury, payroll, spend management, and payment products.
SHARED OWNERSHIP
Manage funds across multiple stakeholders with shared access, granular permissions, and built-in approval workflows.
Shared ownership
Granular permissions
Approval workflows
Multi-entity support
POLICIES & CONTROLS
Define who can move funds, what actions are allowed, and when approvals are required. Enforce governance directly at the wallet layer before transactions execute.
Key quorum approvals
Policy enforcement
Recipient allowlists
Spending and asset controls
MULTI-PARTY APPROVALS
Sensitive actions don’t require every approver to be online. Use transaction intents to gather approvals across multiple stakeholders before execution.
Transaction intents
Asynchronous approvals
Key quorum approvals
Audit history
GLOBAL FUNDING
Enable businesses to fund accounts, receive payments, and move capital globally through a unified infrastructure layer.
Instant wallet creation
Global payouts
Embedded wallet experiences
Swaps and bridging
Whether you're building business banking, payroll, treasury, spend management, or payments, Privy provides programmable account infrastructure through a single API.
Payments infrastructure
Fund accounts, send payouts, and move money across fiat and stablecoin rails.
Programmable controls
Configure roles, permissions, policies, and key quorums through one API.
Flexible custody
Support custodial, developer-custodied, and non-custodial organization wallets.
CASE STUDY
Challenge:
As businesses increasingly operate globally, they need banking infrastructure that can move money across borders quickly while maintaining the controls and workflows finance teams expect.
Solution:
Ramp uses Privy to power stablecoin accounts for businesses, enabling customers to hold balances, move funds globally, and access modern financial infrastructure through a familiar banking experience.
Blog posts & resources
CASE STUDY
How Onafriq uses Privy to help businesses move value across Africa with greater speed, transparency, and efficiency.
CASE STUDY
How Unifold uses Privy to help businesses manage treasury and automate stablecoin payouts
Everything you need to know about building secure, multi-user financial products with organization wallets.
What is an organization wallet?
An organization wallet is a business organization wallet designed for companies to hold, send, and manage digital assets as a team, with shared access for multiple employees, role-based permissions, multi-party approval workflows, and programmable spending controls.
How does a crypto wallet for a company differ from a personal wallet?
A crypto wallet for a company is owned by an organization rather than an individual, allowing multiple team members to access the same wallet under different permission levels with programmable policies that enforce spending limits, recipient restrictions, and asset controls.
Can multiple employees access the same organization wallet?
Yes, an organization wallet can be configured so multiple employees interact with the same wallet, each with different levels of access enforced cryptographically through programmable policies and approval thresholds.
How do companies control who can spend from a business crypto wallet?
Companies use programmable policies and approval quorums that include per-transaction and rolling transfer limits, recipient and contract allowlists, asset and chain restrictions, and configurable m-of-n approval thresholds.
Is an organization wallet custodial or non-custodial?
Privy organization wallets support both custodial and non-custodial deployments through a single API. In non-custodial setups, neither the wallet provider nor your application ever holds complete control of the private key.
Which blockchains are supported for organization wallets for companies?
Privy organization wallets support all EVM chains (Ethereum, Base, Arbitrum, Polygon, Optimism, and more), Tempo, Solana, Bitcoin, Spark, Tron, and Stellar, with programmatic transfers, batch payouts, and cross-border stablecoin payments across any supported chain.
Can a business’ organization wallet accept fiat deposits and process payouts?
Yes, organizations can fund wallets via bank deposits, cross-chain crypto deposits, and card payments, and execute payouts to fiat across multiple currencies or to crypto addresses with native support for swapping and bridging.
