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Crypto orchestration in Privy wallets

Move money into, across, and out of wallets without making users manage chains, assets, gas, or routing

Vinny Mullin

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Sep 28, 2026

Funding a product with crypto should be as seamless as funding any modern financial product. For many users, it still means leaving the app, finding an exchange, choosing the right network, bridging or swapping assets, and returning to finish what they started.

For developers, the problem is just as fragmented. Every new wallet starts empty, while users’ funds are spread across assets and networks. Supporting a simple flow like “deposit USDC” can quickly become an orchestration problem across chains, swaps, gas, routing, and recovery.

Privy secures over 160 million wallets. With deposit addresses, fee sponsorship, transfers, and wallet automations, developers can orchestrate how money moves into, across, and out of wallets without stitching together the underlying infrastructure themselves.

Deposit any supported asset from any supported network

Deposit addresses give users a simple way to fund a wallet with crypto they already own, regardless of where they hold it.

Developers choose which assets to accept and what should arrive in the destination wallet, while Privy handles the conversion and routing in between.

Deposit addresses can be provisioned from the backend or client. Because each deposit address is itself a wallet, users can keep sending funds to the same address across transactions.

Combined with fiat funding flows, this gives users a consistent way to fund their wallet, whether they’re starting with crypto or fiat.

Abstract away gas, swaps, and routing

Transaction fees are a common source of friction in crypto-enabled apps. Users may run out of gas or hold funds without the right native asset to cover a transaction, adding an extra step just when they’re trying to complete an action.

Privy lets developers sponsor gas and swap fees at the application level, so users don’t need to hold the right native token just to complete a transaction. Sponsorship can cover deposits, transfers, swaps, and gas, including flows that begin on a network where the user has no native token.

For enterprise customers, monthly invoicing is also available on a unified Privy invoice. 

Combined with routing and conversion, the goal is simple: Send 100 OUSD on Tempo and receive 100 USDT on Solana. Buy $50 of USDC and get $50 of USDC, not $49.

Make payouts just as simple

Moving money out of a wallet can be just as fragmented as getting it in. Recipients may be on different networks or want to receive different stablecoins, turning a simple payout into a series of swaps, bridges, and transfers.

With Privy’s Transfers API, developers specify the amount, destination, and asset, while Privy handles the routing and conversion required to get it there.

This lets developers build around a user’s intent, like “send this amount to this destination in this asset,” instead of building separate flows for every combination of chain and token.

Automations beyond deposits and payouts 

Moving money is often only the first step. Wallet automations let developers define what happens next. A deposit can automatically trigger another action, such as sweeping funds into an earn vault, funding a payment, or routing assets according to application-specific rules.

Coming soon, time-based triggers will allow wallets to take actions on a schedule, not just when funds arrive.

Together, these capabilities turn the wallet from a passive place to hold assets into a programmable layer for moving and managing money.

Getting started

Privy brings wallets, funding, transfers, fee sponsorship, conversion, and automations together so teams can build financial products around what users actually want to do with their money. 

Start testing deposit addresses in our demo, or explore our funding flows docs to get started. 

If you're building a product that needs to move money into, across, or out of wallets, we'd love to hear from you.

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